how to make a claim
When you are taking on a car insurance policy, make sure to know what the logistic procedure of the claiming procedure is with that particular insurance company. Making a claim, even a small one has to undergo a special process so that you will be able to get your car fixed or your money returned.
Make sure that this process is simple, and that you do not have to take any special measures, precautions or activities so that you can fully state and have your claim answered favourably in less than two weeks. Generally, insurance companies can implement the claiming procedures to the best of their abilities and some of the procedures might even seem or feel that are designed to create confusion, chaos and problems for the insured customers but this is rarely the case.
Therefore, it is the responsibility of you as the customer to make sure that you understand fully all the claiming procedures and exceptions before you sign on an insurance policy, even if the premium is low and limited, and you are able to experience a previously set number in incidents before the premium rises.
The horror stories of insured customers that end up fighting the big battles against the insurance companies because these companies refused payment or refunds claiming that the procedure was not carried out properly are not the responsibility of the insurance company but of the client who has failed to demand the proper information.
Doing this verification before you sign the insurance policy will help you skip and avert problematic companies and will save you time, money and stress.